Carmen Cutajar is a Client Partner in the IBM Payments Center, IBM Consulting. 

She has over 30 years of experience in the IT industry in both complex program management and technical specialist capacities. Carmen has led some of IBM Canada’s largest application development, maintenance and complex system integration programs across Banking, Insurance, Public Sector and Travel and Transportation. 

Carmen has a proven track record as an IT executive, motivator and leader of people. She brings innovation in both technology and delivery approaches while managing and exceeding the expectations of executive stakeholders. 

She has a Bachelor of Science degree from the University of Toronto, specializing in Environmental Science and is a lifelong technology geek.

Carmen Cutajar
IBM Consulting