Michelle Ziolkowski is a Senior Vice President in the Enterprise Payments Strategy team. She is the Product Group Lead, responsible for setting the payables strategic direction and product roadmap for Wells Fargo. Previously, she was the Head of Global Payables in the Product Management and Development team, which includes domestic and international wires and ACH, check disbursements, Payment Manager and Invoice Automation.  She is also managing the Faster Payments initiatives at the bank.  She also led the ACH Product Group and Electronic Commerce Services Emerging Products team focused on AP and AR automation. 

Michelle joined the Wells Fargo team from American Express, where she was a Senior Client Partner focused on Payables Automation. Michelle was responsible for managing existing client accounts as well as on-going support activities for sales and reseller organizations. 


Michelle Ziolkowski
Enterprise Payment Strategy Product Group Leader
Wells Fargo